South Africa Doesn't Have a Funding Gap. It Has aBankability Gap

New research from Fetola challenges one of the most widely held assumptions in MSME development: that access to finance is the primary barrier to growth.

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What if We’ve Got It Wrong?

For years, the solution has been more capital. But in Fetola’s research of 177 established, growth-oriented South African MSMEs, the report revealed that a business can have customers, revenue and a proven market, and still struggle to attract investment or win larger contracts.

The barrier isn’t the business, it’s the case for the business.

The Bankability Gap

The Bankability Gap Report explores what sits between:

Strong Commercial Activity (proof a business works) and Weak Financial Readiness (proof a business is ready to be backed).

And why closing that gap may be one of the highest-leverage opportunities in MSME development.

For business owners: Be the first to access the Bankability Platform™. Complete the form and join the waitlist here

Why Read the Report?

  • New evidence from 177 South African MSMEs
  • The Bankability Gap explained
  • Implications for funders, corporates and entrepreneurs
  • Practical approaches to improving MSME readiness at scale

Download the Full Report

Get the data, framework and practical next steps behind Fetola’s Bankability Gap study.

Questions? Email bankable@fetola.co.za

For business owners: Select the option to be the first to access the Bankability Platform™.